Terms & Conditions

Terms of Service


The refunds from any purchase will differ with each and every product. The products you buy may be a collection of digital information books and templates that could be impossible to return once they are downloaded. Everyone who buys the package agrees that they abide by the refund policies alloted to each and every product. If a product has NO REFUNDS, all sales will be final.

Restrictions on the use of our online materials

All Online Materials on the wealthyandwise.co.uk blog, including, without limitation, text, software, names, logos, trademarks, service marks, trade names, images, photos, illustrations, audio clips, video clips, and music are copyrighted intellectual property. All usage rights are owned and controlled by wealthyandwise.co.uk. You, the visitor, may download Online Materials for non-commercial, personal use only provided you 1) retain all copyright, trademark, and propriety notices, 2) you make no modifications to the materials, 3) you do not use the materials in a manner that suggests an association with any of our products, services, events or brands, and 4) you do not download quantities of materials to a database, server, or personal computer for reuse for commercial purposes. You may not, however, copy, reproduce, republish, upload, post, transmit or distribute Online Materials in any way or for any other purpose unless you get our written permission first. Neither may you add, delete, distort or misrepresent any content on the wealthyandwise.co.uk site. Any attempts to modify any Online Material, or to defeat or circumvent our security features are prohibited.

Everything you download, any software, plus all files, all images incorporated in or generated by the software, and all data accompanying it, is considered licensed to you by wealthyandwise.co.uk or third-party licensors for your personal, non-commercial home use only.

Submitting your online material to us

All remarks, suggestions, ideas, graphics, comments, or other information that you send to wealthyandwise.co.uk through our site other than information we promise to protect under our privacy policy becomes and remains our property, even if this agreement is later terminated.

That means that we don’t have to treat any such submission as confidential. You can’t sue us for using the ideas you submit. If we use them, or anything like them, we don’t have to pay you or anyone else for them. We will have exclusive ownership of all present and future rights to submissions of any kind. We can use them for any purpose we deem appropriate to our wealthyandwise.co.uk mission, without compensating you or anyone else for them.

You acknowledge that you are responsible for any submission you make. This means that you (and not we) have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.

Limitation of liability

Wealthyandwise.co.uk will not be liable for any damages or injury that accompany or result from your use of any of its sites.

These include (but are not limited to) damages or injury caused by any:

Use of (or inability to use) the site, use of (or inability to use) any site to which you hyperlink from our site, failure of our site to perform in the manner you expected or desired, error on our site, omission on our site, interruption of availability of our site, defect on our site, delay in operation or transmission of our site, computer virus or line failure. Please note that we are not liable for any damages, including damages intended to compensate someone directly for a loss or injury, damages reasonably expected to result from a loss or injury (known in legal terms as “consequential damages.”) other miscellaneous damages, and expenses resulting directly from a loss or injury (known in legal terms as “incidental damages.”) We are not liable even if we’ve been negligent or if our authorized representative has been advised of the possibility of such damages or both.

Exception: Certain state laws may not allow us to limit or exclude liability for these “incidental” or “consequential” damages. If you live in one of those states, the above limitation obviously would not apply which would mean that you might have the right to recover these types of damages.

However, in any event, our liability to your for all losses, damages, injuries, and claims of any and every kind (whether the damages are claimed under the terms of a contract, or claimed to be caused by negligence or other wrongful conduct, or they’re claimed under any other legal theory) will not be greater than the amount you paid if anything to access our site.

Links to other sites 

We sometimes provide referrals to and links to other World Wide Web sites from our site. Such a link should not be seen as an endorsement, approval, or agreement with any information or resources offered at sites you can access through our site. If in doubt, always check the Uniform Resource Locator (URL) address provided in your WWW browser to see if you are still in a wealthyandwise.co.uk operated site or have moved to another site. wealthyandwise.co.uk is not responsible for the content or practices of third-party sites that may be linked to our site. When wealthyandwise.co.uk provides links or references to other websites, no inference or assumption should be made and no representation should be inferred that wealthyandwise.co.uk is connected with, operates, or controls these websites. Any approved link must not represent in any way, either explicitly or by implication, that you have received the endorsement, sponsorship, or support of any wealthyandwise.co.uk site or endorsement, sponsorship, or support of wealthyandwise.co.uk, including its respective employees, agents, or directors.

Termination of this agreement 

This agreement is effective until terminated by either party. You may terminate this agreement at any time, by destroying all materials obtained from all wealthyandwise.co.uk website, along with all related documentation and all copies and installations. wealthyandwise.co.uk may terminate this agreement at any time and without notice to you, if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials. Also, by providing material on our website, we do not in any way promise that the materials will remain available to you. And wealthyandwise.co.uk is entitled to terminate all or any part of any of its website without notice to you.

Jurisdiction and other points to consider

If you use our site from locations outside of the United States, you are responsible for compliance with any applicable local laws.

These Terms of Use shall be governed by, construed, and enforced in accordance with the laws of your region, as it is applied to agreements entered into and to be performed entirely within such jurisdiction.

To the extent you have in any manner violated or threatened to violate wealthyandwise.co.uk and/or its affiliates’ intellectual property rights, wealthyandwise.co.uk and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the State of wealthyandwise.co.uk, and you consent to exclusive jurisdiction and venue in such courts.

Any other disputes will be resolved as follows:

If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Alicante. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.

wealthyandwise.co.uk may modify these Terms of Use, and the agreement they create, at any time, simply by updating this posting and without notice to you. This is the ENTIRE agreement regarding all the matters that have been discussed.